Borrow a Mortgage Now Even at 3.21% Fixed Interest: Why Early Repayment is a Mistake

Borrow a Mortgage Now Even at 3.21% Fixed Interest: Why Early Repayment is a Mistake

@noirinvestor
JAPANESE2 days ago · Jun 01, 2026

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TL;DR

The author argues that in an inflationary economy, the real value of debt shrinks over time, making fixed-rate mortgages a strategic asset. It advises against early repayment, suggesting instead to focus on high-yield side hustles.

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